Water Damage Responsibility, Landlord or Tenant?

11/4/2019 (Permalink)

Who is responsible for a water damage in an apartment complex? If you are renting you might ask yourself this question if you have a water damage. Water damage is a common occurrence not only for homeowners but for renters as well.

Renter Rights

It is important to understand your rights when renting. In general, a landlord is responsible for maintaining the structure and ensuring that it is still livable and up to codes. Keep records when communicating with your landlord and asking for repairs to be completed. Further damage can be caused if repairs are not made in a timely fashion. Depending on the state in which you live rent details can vary, so be sure to check with your local housing authority.

Lease Agreement

It is important to know what your lease agreement states. Many lease agreements will include the insurance coverage's within that state the parameters. Know your rights and educate yourself. If you are aware of the verbiage and contents of the lease agreement you can discuss damages with your landlord and make informed decisions.

Renters Insurance

As a renter you should have at minimum a content policy to cover any contents in the event of a damage. In addition to being informed on your lease agreement, make sure that you are informed regarding your content policy parameters.  If a claim needs to be filed due to damage for structure you will need to understand your policy for claim purposes.

Water damage requires immediate attention and rapid response. If you find yourself with damage call our office to schedule and inspection. We will put together a plan of action with estimate and ensure that the property and contents are restored to the best of our ability.