Flooding Can Happen Anywhere
2/22/2019 (Permalink)
According to the National Weather Service (NOAA), “Approximately seventy-five percent of all Presidential disaster declarations are associated with flooding.” NOOA lists the most common flood hazards in the United States as:
- Flash Flooding
- River Flooding
- Storm Surge and Coastal Inundation from Tropical and Non-Tropical Systems
- Burn Scars/Debris Flows (Caused by Wildfires)
- Ice/Debris Jams
- Snowmelt
- Dry Wash (Caused by heavy rainfall in dry areas)
- Dam Breaks/Levee Failure
Just because you haven’t experienced a flood doesn’t mean you won’t in the future. In fact, 20% of all claims paid by the National Flood Insurance Program (NFIP) were for policies in low-risk communities. On average, floods cost $3.5 billion in annual losses in the U.S., and commercial flood claims average more than $75,000 (NFIP).